JayJuanGee I really love how you break things down so can understand you very well, you are correct when you say the more financially stable one is the more aggressive he may become in his investment, one can compare someone who is not financially stable and one who's financially stable in terms of being aggressive in his or her Bitcoin accumulation.
As for me I can't be aggressive in my accumulation for now because I'm also building my emergency, reserve and float funds, before I started my Bitcoin accumulation I had some savings which I did not refer as emergency funds but because of this forum i had the knowledge of having an emergency, reserve and float funds so all I did was to divide my savings and put into different account for them to serve as my emergency, reserve and float funds, but is not enough so am accumulating my Bitcoin and also building my emergency, reserve and float funds so it can be very strong.
One can build his emergency, reserves and float funds along side Accumulating Bitcoin as long as is not affecting him or her in anyway, that the point of building one's emergency, reserves and float funds and also accumulating Bitcoin one won't be aggressive in his or her accumulation, he or she may be aggressive in his Bitcoin accumulation journey if he or she has met his target in building his emergency reserves and float funds and then stopped.
I also agree with you when you said the more prepared that anyone is in regards to emergencies, and other financial matters, the more aggressive they can be in their accumulation of bitcoin.
When someone has a very strong emergency, reserves and float funds already kept he will be more aggressive in his Bitcoin accumulation journey because he or she has already solved one problem that always affect people in the accumulation journey and he or she has nothing to fear because he has kept funds that can help in handling issues without dipping into his or her Bitcoin investment.
Well I don't know how other people do it but for me I don't think it's necessary to build emergency, reserve, and floating funds before you start buying bitcoin. You can actually do all at the same time provided you have allocated a certain percentage to all of these funds before your salary comes in with the week or within the month end. You already know your salary before hand, you can say 10% to emergency funds, 15% reserve funds, 5% floating funds, 20% investment funds, and so on depending on how many places you want to share your money into. When you say you want to build up other funds first before you can start buying bitcoin, you are wasting time and procastination is gradually setting in. It's best you do all side by side, that way you are actually more on the safe side. No matter the income you are earning, once you put everything in percentage it will be very easier for you to divide you money once it comes.
Your approach might work for you, don't get wrong, but I think it will be better if everything is done along side each other to eliminate the risk of procastination and possibly missing out on buying the bitcoin.