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Yes bro, we have to plan everything about our lives and prepare carefully so that we don't regret it later, from our daily needs to our monthly needs we have to plan carefully so that we don't get overwhelmed in the future, the most important thing is We have to prepare from now on savings for education costs for our children in the future, and health costs for all of us and our families, so that later we won't be busy looking for loans for medical costs for ourselves and our families, everything must have careful planning and preparation to make it easier us in the future.
Apart from investment - you can also consider several insurances including health and many others. Investment needs to be prioritized over insurance - but insurance is also important to support many things in the future. Preparing yourself thoroughly including your financial condition is good - but the main problem that is often faced is a lack of monthly income. You can prepare everything carefully if supported by good financial condition - while there are not many options for those who only rely on a monthly salary to survive.
Planning something is certainly fine - but you have to balance desires with income. Make an effort to invest and save on expenses that are too necessary - there are many life challenges that we may face in the future when global economic conditions worsen.