Personally I will not advise anyone taking loan in terms of financial challenge because they can always start an emergency and reserve funds along side their investment, I understand at that moment the investor needs the money urgently but, after settling every needs and debt my opinion is the investor should build up a reserve funds so whenever such challenges come up the reserve funds can stand not relying on loans. There’s always an option even if an investor started so late like I will always use myself as an example when it comes to reserve funds, if an investor have never heard about reserve funds and after sometime the investor learnt about the reserve funds the investor can always start and gather a nice amount within few weeks. In as much as an investor is expected to rely on the reserve funds in times of joblessness or inadequate flow of income I think the emergency funds should not be included completely as it stand as the back bone of the investment and it’s not proper for an investor finishing the emergency funds without filling back the funds.
Its never been that advisable and never been that recommendable specially if you do take up some loan and you are depending on the profits for you to be able to repay those loans? Then it would really be just that suicide.
With the current or recent drop that we do have in the market as of this moment. Then how people do react with it? Do they hesitate on making up some DCA? and just wait up for that green candle recovery before they would be getting in? If so, then they are just basically missing out that maximum profitability just because they are really that hindering themselves on diving on the right opportunity just because they arent able to control up their emotions. People do usually get in when the market is really that starting to go up or recovery and not into those times when it is on the floor on which it is really that a very opposite principle.