A friend of mine goes wild at me whenever I talk to him about his reckless spendings, he ask me what would be accounted of his money if not enjoyments?
This is a kind of guy that feels relaxed when he has an attractive amount of money in his bank account and then feels he is only supposed to go after making more money only when he is running out from the one already accumulated and spent.
How on earth would someone give chasing after income holidays even when you do not have more than enough and not up to the age of retirement yet?
Have you ever heard the words "don't give advice to drunk people". Likewise with those of us who advise people who are reckless in spending money uncontrollably. Such men have their own views on spending money and usually they have no planning. Everyone looks for pleasure in life but we also need to make a list of expenses in proportion to income. No matter how much money we earn, it will be spent on unproductive activities and this is not an ideal life for us to live.
Lack of planning regarding finances will cause problems in the future and we cannot guarantee whether stability in making money can be maintained in the long term. That's why people prepare their finances for investment or business because they realize that they need to prepare their finances, not just spend them.