"Kinda" is the key word here. It doesn't actually do it. It does it only under the bold assumption that people will be opening and maintaining their channels, which we all know how difficult and unappealing it is.

In my opinion, the goal is to scale the system in such a way that every person has the option to own an UTXO, but be disincentivized from creating more than that. For example, in Ark, you wouldn't need more than that. You might not even need an UTXO, if we softfork to covenants. You'll just download an Ark client, choose a server, generate an address and you're ready to go. You give it to anyone, create your VTXOs, and if you ever want to leave for some reason, you can exit (either unilaterally or not).

No inbound liquidity problems, no channel maintenance, no backups, no computer running for 24 hours a day, no bullshit. Just a pair of keys, and that's it, as it should.