This depends on individuals otherwise whatever amount we had accumulated might not serve us in our life-time therefore we can be touched to accumulate more, although we might stop at some point because comparing to the previous year when buying bitcoin at cheaper rate and with the current rate that investor might feels pleased to keep accumulating anymore.
In fact depending on your path to Bitcoin investment, the more Bitcoins you accumulate the better your future will serve. But the most important thing in Bitcoin investment is depositing Bitcoin repeatedly in DCA method. Whenever you deposit bitcoins with DCA method you will start getting success instantly. This is the maximum effort if you can buy the dip in Bitcoin buying, of course you are most likely to buy the dip by means of the DCA method.
I think you are correct because the price differences could discourage him to stop accumulation instead focused on his holding and and job, sometimes he might decides to run a physical business where he wouldn't touched his investment rather focused on running business.
But it is most important to plan your investment for the future. But most of all you need planning to save the investment. Because if planned properly the investment will continue to progress into the future, but I like the DCA method the most when buying bitcoins on a weekly basis. Because whenever you can buy bitcoins weekly you can instantly buy bitcoins in the deep market frequently.