It is a personality thing and I will not blame anyone who does that because such might just being doing that with a bid to finding peace within himself or herself. There are people that are so softhearted to the point that they can actually dip hands into their emergency funds to help someone they don't even know but need urgent attention. I have such a person which is my mum, who can inconvenience herself to please others. Her love for humanity knows no limit and because of her I feel some people are just born that way and there nothing that can change them. Even though this may not be too favorable for an investor still at the building stage, it is what it is.
While a charitable heart is commendable and a trait I would appreciate on a person, at the same time there must be limits when it comes to such generosity, and the reason for this is self-evident, our resources are limited, while the needs and wants of others are endless.
So we must use only our spare money for such efforts, and it is obvious that any money that is in your emergency fund is not money you can afford to give away, since emergencies have the nasty characteristic of happening at the worst possible time, and if at the time you did not had any money on your emergency fund, you may be forced to sell your coins, messing your strategy for years and maybe even decades to come.