You both are almost saying thesame thing. Let me not go far, in summary @jewan420 said "I would advise not to take a loan unless it is a very urgent situation". Though he may have said a whole lot of thing but this paragraph I picked has already concluded the whole story. Loan may be bad if not properly used. but may be good when used properly. and the good side include taking loan to settle emergency when you are out of emergency fund which the person will later pay back with his salary or any of his means of income. But the bad side is taken loan to settle loan. Sometimes people make mistakes with loan and claim to be right. For example some people would take a loan and settle a pressing need, when the money comes they fail to pay back with there salary, but postponed it, forgetting that the more the loan keeps pilling up the more it becomes a problem.
There is no urgent situation in investment so in this case i don't really agree with borrowing for the reason of "urgency" considering that in this case the investment made is not a force that must be made but is indeed a situation where we are ready to make an investment without having to interfere. In our economy,there is no such thing as forcing oneself, let alone going into debt. so its clear that there is a little question about how to invest and manage your money when you are in debt and under pressure when investing.
This is not a compulsion and we dont need to force ourselves to appear capable, therefore you have to know yourself well, including your finances and abilities so that we don't make a mistake in making an investment and it actually seems like a burden on yourself because it is a situation. which is wrong because investment is to make you feel comfortable for the future not actually make it a burden .
I hear you man. Many persons in this forum that came across investment and now starting to invest do not know this. Some desperately take loans to buy Bitcoin and pay interest of 10% in a month which is crazy to even think about. There is every tendency that the price will continue to drop or refrain from increasing for a very long time until the pay back date of the aforementioned loan has reached. I se to be the top 1 in the history of having bad ideas.
I dont think anyone would want to start an investment and end up regretting or sticking there hands in the eyes crying all day for wrong decisions made.