What you mentioned is insightful, and I would add that a lot of religious people still believe that bitcoin is a bad currency that heralds the end of the world in which everyone will be able to use the same currency. For this reason, they are frightened to invest.
Lol, this is why quite a lot of people dey talk say religion is the bane of the masses and it causes people to be ignorant without question. I never really meet any person in real life wey talk say dem no wan use bitcoin because of their religion, but i know say e dey very possible, because some people do not get involved or use some aspects of science and technology because of their religious beliefs, so dem fit also avoid bitcoin for that same reason. I pity people who do such and i hope they quickly wake up and understand how crucial science and technology is to our existence.