Borrowing money will make us uneasy with loans and will also make us a burden on our minds, where when we start investing but haven't made a profit, we will continue to be haunted by loan collections. Over time, we will feel uncomfortable with continuous collections. It's safer when we get investors where the profits are shared by both of us as well as the losses we bear equally, and the advantages of our investors are continuously monitored and given good input for our good in trading.
When someone takes out a loan without having a clear goal then what they do is certainly not reasonable, but someone who takes out a loan must first have a clear goal before deciding to take out a loan and there are some people who decide to take out a loan to develop their business. If their business is running well, this is very good and in this way the business we are running can develop into a better one and will also be able to pay off the loan well.
Having investors who can help us with funds for business needs will of course make it very easy for us to develop the business we are running to further develop, but they certainly know well that the business we are running will have the potential to gain profits, because every investor certainly has it would be impossible for them to be willing to spend capital on something they could not get a profit from.