Insurance ain't some feel-good scam, it's a raw deal we make with the universe. Life's a bitch, unpredictable as hell, and insurance is our way of saying, "Fuck you, I'm prepared." Our vulnerabilities must be faced. We all die, stuff occurs, and insurance protects us and our families. It's about peace of mind, not money. That confidence that life won't beat you. Does it waste money? Depends on priorities. Can you sleep knowing your family is vulnerable? Can you start over after a disaster? Insurance protects against the unknown. You must determine if peace of mind is worth admission
Insurance is one form of protection in this unpredictable life. There are many unpleasant incidents that can happen at any time. And insurance gives you hope to start over or makes you feel calm when you suddenly get sick. But the problem is that in my country people find it very difficult to earn money and cheap health insurance alone will take up about 10-20% of their income. Unfortunately most people's salaries are only enough for daily needs and this makes it difficult for someone to save and invest so how can they possibly use 10% for insurance? And there are several types of insurance that I think are needed, such as education insurance, business protection and life insurance. I believe if someone only needed to spend 10% of their money after meeting daily and secondary needs, I believe 90% of people would also choose insurance.