Now he will make a new account as he’s been advised, try to come up with some sort of fake collateral, and try again asking for a lower amount while being trained how to be a more efficient scammer.
Or he will create an account, make friends with members, earn merit point, make a position in the DT system. Will establish himself as a dedicated forum member. Then suddenly he will start asking for loans. He will start from small amounts. Slowly he will increase the stake. Once it will be enough to run away, he will simply scam. Haven't we seen it many times?
It’s a case of people thinking they’re protecting the community from accidentally loaning a newbie over a million dollars, when in reality they’re educating a scammer who had 0 chance of ever getting the loan to begin with.
I did these foolish things in some occasions too. But some fools will never learn because they will need to show that they are actively joining the feedback system.