You both are almost saying thesame thing. Let me not go far, in summary @jewan420 said "I would advise not to take a loan unless it is a very urgent situation". Though he may have said a whole lot of thing but this paragraph I picked has already concluded the whole story. Loan may be bad if not properly used. but may be good when used properly. and the good side include taking loan to settle emergency when you are out of emergency fund which the person will later pay back with his salary or any of his means of income. But the bad side is taken loan to settle loan. Sometimes people make mistakes with loan and claim to be right. For example some people would take a loan and settle a pressing need, when the money comes they fail to pay back with there salary, but postponed it, forgetting that the more the loan keeps pilling up the more it becomes a problem.
There is no urgent situation in investment so in this case i don't really agree with borrowing for the reason of "urgency" considering that in this case the investment made is not a force that must be made but is indeed a situation where we are ready to make an investment without having to interfere. In our economy,there is no such thing as forcing oneself, let alone going into debt. so its clear that there is a little question about how to invest and manage your money when you are in debt and under pressure when investing.
well I may not be able to reply all you have said, but let me summarise by saying that we can not deny the fact that taken loan is good. no matter how loan may appear or mean to you, it is still important in some cases expecially when used properly. if you read my reply above, which I replied Zack you will understand why loan is important in bitcoin investment. when I talk about taken loan I did intend saying that we should take loan to invest in bitcoin or whatsoever, I mean taken loan to sort out some emergency or urgency issues as you may call it, am surprised that you could say that there is no need to take loan for "urgency" in investment. because no matter how smart and economical we might tend to be there is always that urgency that we require loan, it may be that you haven't experienced it but that doesn't mean that others didn't so you can't use your situation to judge for others. just know that once in a while there is that urgency pops up, but not always.
The context is in terms of self-imposed friends because after all, when we talk about investment, we certainly know together that we invest with what we can do. Isn't it like that? So why force yourself by borrowing only for investment because after all it will be too imposing. Okay maybe from another point of view borrowing can be an alternative but in the end it is only a last resort because after all, borrowing when you want to make long-term investments will only make your thoughts split where you will focus on consistency in the investment you are running and paying debt installments every month which in my opinion will actually disrupt the financial stability you have.
But if it is good enough for you to do then it is not a barrier but for me, I will not do this because I think this will make myself get into trouble.