Whether someone is ready or not to become a retired employee in the future, he certainly cannot avoid it because retirement will definitely come to him when the time comes. And because every person who is about to retire needs to face this, of course preparations from now on or before retirement arrives must really be prepared, such as some of the needs that you have expressed. Because this is a real thing that everyone at a certain age has to face, so from now on you need to think about business and passive income every month for a more beautiful retirement. Because without preparation, anything will always be difficult to face at whatever time it is.
Ready or not some one will retired one day later as his decision or company decision fire them, we must face reality as worker fire or not and prepare our self before bad happening to us have good financial saving or looking for side income help us when fire by our company keep stable with financial condition.
Before retire or fire by company we need have other side job as build up our self business or make investing will help us later with passive financial source income, most of people preparation anything before retire or bad thing happening later by fire on company and build up their business become main passive income.
Its reality of our life, never has existing forever or longer time and we need prepare second plan after fire on our working or retire still has source income without depend on one income only as worker.