People who only care about saving money without thinking about turning the money into business and investment will also face difficult conditions someday. Because those who only save money will be defeated by inflation conditions or by increases in the price of goods which in general are always difficult to experience a decline again like before, making their savings not have much value except only to face emergency conditions in a few days. So the purpose of saving must also be clear, as you have said, because for me using savings for things related to investment and business is a pretty good decision.
The influence of inflation can affect all financial aspects including savings and investments, which also experience the impact of a decrease in value, but investment in crypto is not affected by the impact of inflation and is proven to have the highest value growth prospects during inflation in 2024. In my opinion, the main priority is to allocate a high allocation for crypto investments because they have clear long-term profit prospects, another portion must be allocated to savings for emergency needs to avoid depleting investment assets.