Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.
With investment and savings, of course this will really help us when we experience emergency needs and we can use these savings to fulfill them because if we have to take out a loan when we experience emergency needs then this will affect the income we will get because we have to pay the loans we have taken, we think it is important for us to be able to manage the income we have well because if we cannot manage it well of course this will make us have financial problems, as you said it is very true that those who can take advantage their money on things they really need, of course this will be very good and of course they will not have problems in financial matters.