It is too late to save to buy a house or car or other necessities or luxuries. Because savings is what is left from income minus expenses, but if one wants to buy a house or a car or luxury goods in a relatively short period of time then one must focus on investing. But it is also very important to save which helps us to face future unexpected situations. So my theme is to save at least a part of what is left after deducting the expenses from the income and use the rest for investments that will help us meet all our needs.
That's not right either. Do you feel that investing will get you benefits in a short time? That's definitely not because in the end, investing is also not an instant thing so saying that when you want to get some facilities such as a house or other luxury items in a relatively short time, you have to invest then it would be a ridiculous proposal.
Investing is not as easy as imagined buddy because apart from you have to really be in the right investment, the right plan and a good strategy you also have to realize that investing is not like we eat chili sauce when eating it will immediately taste spicy because in practice it is not like that. We need a relatively longer time when it comes to Investments so it would be a mistake if you feel that with investments you can get something that is desired quickly and instantly.
Actually, in general, investing and saving are the same thing but have different principles. Both require time, but the savings may be in the form of fiat saved through the bank, but the investment will be very large and there may also be something that is the same as saving in the bank,, not just in physical form, such as investing in crypto is of course the same as saving in the bank, it can be taken and used when it is needed, it is different if it is in physical form, it takes time and preparation.
But in principle, everything is really needed, and it is not instant to be able to achieve certain desires, there is always time needed.