Loans that have interest and must be paid on time are loans that have been thought more carefully before being made by anyone, because if they are not considered more carefully, it will certainly have fatal consequences for those who borrow them. So assigning a loan to a business that is already running smoothly is the right thing even if the borrower does not use all the profits to pay the loan at each maturity date. But the basic capital certainly cannot be reduced because this is where the source of income can grow and can be used to pay off all loans that have been taken previously.
Lenders do not require loans for entrepreneurs but they like borrowers below the average income because the main condition of the loan is that they must provide collateral that can be used as collateral if the loan is not repaid on time, they want the borrower to pay late for the purpose of increasing the loan interest every month, even though it is not all loans are bad ideas but most loan services want higher profits from borrowers who earn below average.
Generally, entrepreneurs are experienced in handling loans and have determined an appropriate business plan to gain profits from loan capital that has been turned into a potential business. However, if you don't have business experience, it is recommended that you don't rush to apply for high loan capital, consider the business risks so that you won't be able to pay the loan if you don't reach your monthly profit target, so it's better to increase your business knowledge by managing a small business without loan capital or starting a business career. from experience working on other people's businesses.