Often we listen that the rich uses loans to develop a business and it is done with full risk. But the important lessons we get they take loans for things that are far more productive compared to some people only use loans just to fulfill lifestyles.
Now the time has changed and if we don't have money it will be far more difficult to develop a business. For me, taking a loan for positive things is not a problem because it can support the business needs they are running.
To achieve wealth you must dare to take risks and this is done by some rich people. Why are they successful because they dare to take risks and that's why we need to try by considering everything before deciding to do it
In business, debt is only normal because they want to increase capital to expand their business network. What becomes confusing is when some people go into debt just for consumption and that should be avoided because it will disrupt household finances if income is not balanced.
Business people have made detailed calculations before applying for credit or taking on debt, they will not be in a hurry because it will have a negative impact on their business. So they are really smart people who are able to manage their business patterns well.