Have you ever thought about this, what we are trying to achieve in our personal financial life is completely diverge from what the government expects their citizens to do.
The government expects you to be good livestock. Never question them, work and pay taxes until you die, and die before you collect the retirement and medical benefits that you have supposedly earned.
All governments are the puppets of the wealthy. The job of government is to provide the illusion to average working people that they have some degree of representation and control over their lives.
"The rich shall rule over the poor and the borrower is slave to the lender" - Solomon, son of David, King of Israel (Proverbs 22:7)