Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.
It is always better to have savings in case of any future emergency. Whatever amount someone is earning as salary or wages, we should always try to have savings so that if any emergency comes up, we can solve it. Many people do not always have savings, relying on the fact that they are not receiving a reasonable amount. However, when we plan well, even the amount we are seeing is not that much, we can still have savings. Investment is also very important if we have money to invest because that is the only way that someone's money will grow.If we look well and invest wisely, and have separate savings to avoid attempting to invest everything, life will be easier. Even if any emergency comes up, it will not be a big worry for us.
Following you, with investment it allows your money to grow and work for you, it's better to have that portion when do you have savings on your account not just a pure savings but also something that will allow you to earn while using your save money, but also it's needed to separate those two as there's always emergencies that we needed to address, split your savings that will alow you to fill your needs in case that you'll need to take of something that needed an immediate response that will affects your finances.