I say this because I have seen cases where, due to not reading, some people Experience things that leave them without any defense.
There is another problem that can be faced and this is a problem where people actually read the terms and conditions but do not understand them. So, not reading a term and condition becomes almost the same thing as reading a term and condition and not understanding. This is why you must read terms and conditions and encourage reading terms and conditions to understanding and not just for reading sake.