However, there should be certain allocation for saving and investment. It is also not a wise decision if we use all the money for investment because investment also doesn't guarantee profits. And even some investments can be very risky, for example crypto investment. So we must be wise to choose the investment, we may need to diversify it into 2 type of investment. I myself, trying to invest in both low risk assets and high risk assets. Besides I invest in Bitcoin and altcoins, I also invest in lands and Gold. I think this way will be more secure for our investment.
I pay attention to your explanation above, you added investment options for altcoins and you have to be careful in adding altcoins for a high investment budget, I think a 20% budget for crypto investment allocation might be feasible for altcoin investment to seek alternative profits, but the risks are very If you choose the wrong altcoin, the altcoin can lose its value and you will experience a total loss.
The most appropriate and low-risk types of investments are property and gold, so budget a high allocation for both options and add some to your crypto investment budget. So wait for the moment when the crypto market corrects and make sure you understand DCA investment to always buy bitcoin at the lowest price gradually