Anyone can try to give advise on this topic, the same principle do not apply to everyone, i can say that for sure, it is not about rules to not go broke or rules to maintain your riches, money is meant to be spent, you are supposed to enjoy it as we do not have forever on this planet earth, but planning is what matters, poor planning and bad advises will surely ruin you and if you are in the company of people who give you bad advises constantly you will indeed lose your fortune regardless of what rules you are asked to follow, this influences holds greater control, but then again if a broke person with such friends will find it difficult to break out from such people when they get rich. How to get rich and stay rich? The simple answer is from experience, Get rich, be stupid go broke, work hard again and get rich, believe me this time Experience will teach you to be scared and wise at the same time.