World is not enough in debt.
In order to economy Grow the debt is needed more debt we still have people whos debt free If more people get in debt then more economical activity so those in debt will work with 2 jobs not with just one Job.
We moving towards that more and more people will have debt burden on them car leases insurances mortgages and much more things.
UK payd off debt just few years ago and now they struggle.
More debt will make everybody working harder no debt makes society more lazy.
Difficulty understanding the meaning you want to convey may have something to do with the language you use. Still from what I see it is related to loans and the level of difficulty to pay them when someone does not have a permanent job. If the loan is not productive then it should not be taken because it will cause problems in the future and many people misunderstand the meaning of the loan.
If it is related to the state, the debt will be imposed indirectly on the people and they will take any taxes. But if the relationship is with individuals taking loans to buy cars, mortgages and so on, it is a mistake. People take loans to increase success in ran business based on in-depth research and after they know the risks they decide to look for a loan.