But there is a difference between saving to save and saving in investment assets, this is a different concept where they will always be better off saving money because they feel that they are safe and the amount does not decrease but if they save in assets such as Crypto, Bitcoin or stocks people who do not understand their knowledge will be very afraid of losing money because the market moves fluctuate and what's worse is that they don't know that saving in fiat is far worse than an investment asset.
It's not called saving if you are buying an asset with your money, that is an investment, especially if the asset you are buying is volatile and you know it. Saving is when you keep your money in a stable asset and wish to hold it until you need the funds for something in the future.
A person who is buying Bitcoin or any other cryptocurrency with their money can't say that they are saving their money in cryptocurrencies. If one wishes to save their money in cryptocurrencies then they should buy USDT, USDC, or any other stable coin which doesn't gain or lose value over time.
The concept of saving should be clear for people, mixing investments and savings can cause problems.
I have no problem with the way it is viewed and or mentioned, I say that your view is also not wrong about this investment and saving, as long as you know the concept or how it works I think you understand it.
But for me there is a difference in saving FIAT and also saving assets, the phrase saving can be placed anywhere without having to force yourself on an object that is fiat money / stablecoin / whose value does not fluctuate, yes in language and in terms it is correct and or in general knowledge it is the most correct thing like what you explained, but for other views like mine that break down the phrase saving not only on collecting money for future use but you can also use the phrase saving for the purchase of assets that you continuously collect slowly for your future.