We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
If you are frugal, you don't care what others say. As you learn to be frugal you will surely learn to improve your situation. If you don't listen to the negative words of people in the society and change yourself, you will never be able to improve your situation. Money is the most precious thing to spend your life. So money is definitely needed in every aspect of life. If you can use money properly then you can definitely establish yourself.
No matter how rich you are, you need to be careful with your money because there may be times of danger. Nowadays everyone earns money but very few people care about their earned money. Because people spend their earned money in various bad ways due to which it is seen that they spend more than what they earn.
So we should be careful with our money and even keep it as savings for future so that in case of danger we can use that money and get out of our danger.
It's true what you say, even when you're rich it doesn't mean we spend our money easily without good consideration. As much as possible we have to consider every expenditure that will be made to prevent regrets, moreover, everyone usually buys what they want even though it is not that important to them, but just because they want to buy it even though it is expensive they will buy it.
When finances are low or rising, we still have to be able to manage them well, especially when we are rich or have a lot of money, of course when we are in a situation like that, the temptation will be even stronger, there will be a feeling of buying this or that which is not what is needed. When our financial situation is very good, we must be able to take advantage of it by saving or investing it in the long term. Not everyone can manage their finances well so it is not surprising that there are many cases of people who are already working but they only work to pay off their debts, this happens in my own environment.