This is interesting and troubling.

And it sounds very much to me like an "exit scam" even though I didn't think that the word can be used in this context but it actually fits it. User requests for a loan knowing that they are leaving the forum. That's bad.

It isn't a bad idea though. Difference addresses for different people makes sense. Helps with verification too when issues like this arises. Like they say don't trust, verify. I don't mean the OP is not trustworthy, but it shows evidence beyond any reasonable doubt. This is why I understand the point LoyceV is trying to make.