So you don't believe in that computer will be faster 20 years from now ?
I don't believe that technology will scale exponentially, no. However, in a globally adopted scenario with reliance on on-chain transactions, I'd expect the system to do grow exponentially in terms of verification time.
Monero has 0-conf transactions, it takes not more than 3 seconds after hitting enter for my transaction to be confirmed when I'm paying for my dedicated server on impreza.host
0-conf is in the name. No confirmation. Any 0-conf transaction can be double-spent. If you can't see the problem of relying on 0-conf for a globally adopted payment system, then I don't know what to say.
You can't do this with Bitcoin due to RBF.
RBF is only a local policy rule. A transaction with no confirmation can be double-spent since January 2009. That's why we use a blockchain, remember?
This was the notion for so many years you probably forgot, to this day uneducated people will say LN as the answer to any Bitcoin issues.
Right.
Uneducated, and I put myself into that group. But, I can clearly see years now that lightning isn't meant to be used by the average user.
I don't see how I'm exhausting to talking to, but if that's how you feel, then goodbye.