Under what circumstances might the central bank of a particular country collapse? Too high inflation and rising prices? This happens periodically around the world, but their central banks usually stand because they are part and integral to the state. Humanity has not yet come up with a better model for the functioning of society, such as unification into states, and banks have invariably existed since the invention of current forms of money. In order for central banks to collapse, it is necessary for the current system of cash and non-cash money to become a thing of the past, and even then, this is only in theory, because humanity does not yet have such experience, and what may come to replace fiat is quite possible will again be able to be regulated by the changed central banks. After all, the issue and maintenance of what will replace the current fiat will still need to be carried out, which means something like central banks is necessary. Therefore, I do not yet see that central banks will ever collapse as a financial institution of states.
I guess you're right. Banks are simply too big to fail. They always win. The ones who end up losing are none other than people like you and me. Rising costs will make us slaves of the system forever. Unless we devise a strategy to protect ourselves from inflation, of course. Bitcoin and Gold are all you need to preserve your capital for generations.
While I don't expect BTC to replace Fiat, it will grow big enough to become a viable alternative in the future. Both network fees and wait times will be reduced with subsequent network upgrades. At least, that's what I hope for. The global economy is still in a downward trend, so it's going to take quite a few years before it shows any signs of recovery.
