In my opinion, rich people not only have health insurance, but they also have insurance for all their vehicles and assets. Because rich people realize that insurance is very important for those who understand the benefits of being an insurance member, taking insurance means they are one step ahead of other people who do not take insurance. Because they know the benefits they will get from insurance claims.
Education about the benefits of any insurance has actually spread to all corners of the world and remote areas as well at this time so there are many insurance members who have made it now, especially in the health sector because it not only involves the rich, but also includes the poor. and others. However, regarding vehicles and other important assets, I think this is only owned by rich people because poor people are people who do not have more personal assets and vehicles. So those who are still poor will only prioritize health insurance over other insurance.
I think it is more important for the poor to get involved in health insurance than the rich. Dangers can occur at any time in human life, unexpected illnesses, diseases and accidents can happen. In a risky situation, rich people can easily cover their risk with money, but poor people cannot. But if they consider their health awareness and keep health insurance then they can enjoy the benefits when they are sick or in danger. The main objective of insurance is to reduce the probability of risk and the amount of loss.
In the country where I currently live, people don't use health insurance much because most insurance companies don't offer health insurance at the individual level.