I do not know why some people will just come here and request for a loan which is obviously a scam attempt. What makes your account different from a newbie account when you have not been sent a single merit before? All your 100 merits was an airdrop from theymos in 2018. If you want to borrow money on this forum, come with a collateral, esle you can not be borrowed money.
Oh I see, there's something people often do to earn merit, by sharing links of their posts to help each other out and send merit, but I don't do that. By the way, thanks for the advice 