Why so much hostility against OP on this thread for raising a valid reflexion?
It's in fact a very important subject to be discussed, because it directly impacts the daily reality of many societies.
Poor people need proper education and guidance in order to leave poverty through organizing and managing their lives more efficiently. It's something which takes times, and sometimes several generations to happen, but it's something which must be pointed out, like OP is doing, and discussed.
To avoid it or consider it a forbidden matter, implying he is badmouthing or humiliating poor people means to condemn poor people to misery forever!