For example, if you run out of your emergency fund and you need more money, you can take help from the reserve fund.
You make little to no sense.
Why would anyone take from their emergency fund prior to taking from their reserve fund?
There should be an order and a priority, and if one has strong finances they may never need to even dip into their emergency fund for their whole life - 20-40 years or longer... if a person is getting close to dipping into their emergency fundx or if they have already done so, then there may be some signs of urgency, including that they have already exhausted any other backup funds that they might have and that they would use prior to dipping into their emergency fund.
Thank you for making this clarification because it gets confusing for newbies and even the experience guys can mix things up somethings when a clear order of priprity are not defined and emphasized. Indeed, it is obvious that understanding the order of priority and building the discipline to follow it is key to a successful Bitcoin accumulation.
Initially I never integrated the concept of reserve funds rather emergency funds was just ok for me as I was strictly using the DCA method and as someone earning monthly salary, the cashflow was regular and predictable. But the recent market behaviour made me to make some additions into my Bitcoin collection which is continuing the DCA method and also buying lump sum when I see a reasonable dip to enable me meet my Bitcoin targets. I have now also made reserve funds available to ensure a smooth flow of this concept sk that I will not be put in a tight corner for any reason and also to increase the protection of my emergency funds.