For example, if you run out of your emergency fund and you need more money, you can take help from the reserve fund.
You make little to no sense.
Why would anyone take from their emergency fund prior to taking from their reserve fund?
There should be an order and a priority, and if one has strong finances they may never need to even dip into their emergency fund for their whole life - 20-40 years or longer... if a person is getting close to dipping into their emergency fundx or if they have already done so, then there may be some signs of urgency, including that they have already exhausted any other backup funds that they might have and that they would use prior to dipping into their emergency fund.
Sure there are likely a lot of newbies who are not even used to having (or maintaining) and kind of emergency fund and/or back up funds, so likely their earliest of years of investing (presumptively into bitcoin), they are going to be getting used to how to build and maintain such backup funds and how to prioritize their usage, including figuring out how strong their financial status is or if they might need to start to curtail their spending in various ways if they are starting to get to a point of exhausting their reserve funds prior to even touching any emergency funds, which hopefully they will never have to touch...but yeah, sometimes actual emergencies happen (rather than emergencies that had come about merely due to sloppy cashflow management).
Thank you very much for correcting my mistake. I thought I might need a reserve fund in addition to my emergency fund, which would help me in the event of an emergency after the emergency fund runs out.
Yes, it is not difficult to prolong investment without reserve fund. You can prolong your Bitcoin holdings through planned spending and planned investments. Sometimes you may not even need your emergency fund.
If we think of Bitcoin investment as savings for a moment - I remember how I saved and bought my smartphone when I bought my first smartphone. I joined the teaching profession (home tuition) from the time I was in fifth grade, teaching students for a very low salary. Suddenly I need a smartphone. My family could not afford that money. I build a savings from my low salary, where I put about 80% of my salary into savings and the remaining 20% I use to meet my needs. From this 20% money I bear my education expenses. I didn't waste even a small amount of money until I reached my goal. My savings was almost 2 years long. After 2 years I save money to buy a smartphone and buy the phone, I earn about 10x from that phone later. In these 2 years I have faced adverse situations several times but planned spending has always helped me out of adverse situations. I didn't need an emergency fund then. But investing now can be extremely difficult without emergency funds. At that time no one was responsible for me. But now I have to be prepared for unexpected expenses due to the responsibilities of others, which is why I am obliged to have an emergency fund. To tell my story, if the goal is unbreakable then you can reach your goal without any funds just because of planned frugality.
So, if you can achieve your goal with temporary hardship, if the goal is honest then you will definitely start getting results after achieving the goal. In case of Bitcoin investment, you take temporary pains to take your investment to a certain goal, after achieving the goal, you will start reaping the results from there.