I don't know how you're doing your thing but as a newbie or should I say since your account is a new one do you expect a loan to be given to you just like that? It doesn't work that way or you have something in mind? Those giving out loan are also protecting their cash since they worked hard for it they can't just hand it over to anybody who comes in to ask for a loan, since scammers and loan defaulters are all over the Forum. Your account came up 2022 and I don't think you have been active enough in the Forum and going for loan request is kind of suspicious to me.