I concur with your point. Trading requires a large amount of Capital if one intends to make good money off trading. I personally enjoy partaking in Airdrops because I see it as free money with just a few clicks of my phone's keyboard, I usually put my USDT gotten from Airdrops into Trading and So far so good it has been quite fruitful. So the fear of losing capita might be a major factor but there are other reasons to also look at.
There’s no investment or business that doesn’t require capital but you must not wait to have a large capital before starting your journey. Trading is all about risk management and not by how large your capital is. In fact, it’s advisable to start with a little capital in order to assess yourself on the improvement and lapses before venturing into it with a large capital. Waiting for a large capital before beginning might be waiting forever.
And by the way, airdrops are not free money because you spent your time engaging in tasks they ask you to perform. That’s what they’re paying for. Moreover, be careful with airdrops you participate in because some of them are out there to take from you instead of giving you. Losing money is not the only reason why people are scared of trading, psychological stress and unrest of mind is among the reasons too.