There was something off about this guy's
loan request patterns. He started small (50 USDT loan request) and then each other time he requested for a new loan, he kept increasing the amount, probably building false trust until he probably felt like his account's reputation was worth 300 USDT
This is really sad.
Flag supported and tagged.
It might be a scam attempt but while s/he asked for a loan the person was in a signature campaign. Probably scam happened as s/he was out of the signature campaign.
Flag supported even though I don't think it will be of any use.
You might be right but sometimes it might be helpful too. For example, I may turned off from DT and I may be offline for a period of time eg 7 days. At this time the user may take another loan from another person. Several cases already happened for a few users who have not left any tags and few I may not seen and a few I could not verify whether repayment was made or not.
let's say only Hero+ are offered a certain amount in loan, and the amount shouldn't exceed a certain figure.
It can't work as a legendary member can default 60$/70$
The reason why they can't pay their loan because they kicked out from campaign or the campaign ends, as we know the number of signature campaign now keep declining.
And it happens for long-lasting campaigns. A lot of users who are in a long-lasting campaign could not gather a good amount of merits. As a result, when the user kicked off the campaign there was almost no chance of being accepted on any new campaign as a result the user left the forum and defaulted the loan.