There is no way I would let a 650000 score that drops to 520000. With 1 simple payment in Sept. Turn into a big fuckup because I did not pay. IF COINS TANK to 20k and I waited til April 2025 I still pay 20% of the 650000. Which is 130000 tax.
Is getting back the coins a taxable event, even if you don't sell them? I'd expect you'd have to pay the gains tax only if you sell them.