Since now it's harder to join a campaign and not many campaign open for new participant, I'd say lending service now is really risky, only 2K+ merits user are high unlikely to scam.
Having been on the side that has taken loans from Shasan, I think his a very understanding person and others
will attest to this!
If a campaign was closed or paused I think it's important to communicate this to the lender to work something out or better yet buy more time... seeing Legendary Members default over less than a $100 and disappear off the forum is really saddening to see after all the time & sweat put in to grow the account and reputation.
It would be nice to see if these users are from the same community as this might be a farmer that has no value of their accounts!
Flag supported.