While I also really love blockchain technology as I have to be frank with the fact that the hype is going on, it exaggerates more than it actually solves things, things are still the same popular financial playground.
well blockchain is still a bit new to the ears of many people.
it is not like we can expect the blockchain technology to change the financial system overnight. it will take work and that work will be coming from us.
since there are not much people who are aware about blockchain tech just yet and does not have any idea how to navigate through it, it is not being used to its maximum potential by the right people just yet.
right now all people can do is speculate about how the blockchain tech can help us change or improve the system