The incident you experienced may have also been experienced by other people in different conditions in their lives, but after you know about the important points of having your own personal health insurance and car insurance. At least you should not make insurance carelessly through partners or companies that are not well-known enough unless you know that the company's finances are still healthy without any problems with other insurance users who are already members. Because making any insurance in the wrong place can also make it more difficult for you when you have to face a problem that comes suddenly like you said.