Idk, ever heard of debts? lol. Most people you see that are able to buy cars, houses, etc probably bought them under a loan or something, which is usually what most people do. The difference is with the higher costs of literally everything else, this would mean paying it back would take a LOT longer. It's probably the same thing for other types, just a difference in scale depending on their own monthly income as well.

And that's for people who're around the middle level in terms of income. Imagine the difficulties of low-income people, and even more so about people living in poverty. You probably should try living in a third world country then try to say that the world is rich again. You'd probably call bs on your own words right there and then.