In my country the inflation rate from central banks is 5%, but the reality the real inflation rate is 10%-15%.
for me the solution to inflation in some cases is don't buy things that went up too much. changing purchasing habits. dont eat at mcdonalds if a hamburger now costs $50. that type of thing. some things you can cut out.
And I haven't calculate the capital gains tax, you need to pay capital gains tax from the $5K gains, so you're earn less than $5K per year.
You need to beat the "real inflation rate" and capital gains tax if you want to earn money from investment.
if i'm getting paid $400 per month from some annuity for life, then i'll set aside 10% or 15% of it to pay federal taxes if that is necessary and spend the rest. whatever that buys me i'll be needing to be happy with that. that's how i would look at it.
Those are all true and valid, but you have forgotten Bitcoin's ethos and why we're actually HODLing Bitcoin. It's not for mere financial gain, but it's also with the ethos that cryptography and using tools built based on cryptography shall bring forth real social change in the world.
well in that sense, i wish social change could occur because i think the government being able to just continually inflate the fiat money supply is a scam. but i don't think they are going to go along with switching over to bitcoin.
Good luck to you and your journey if you don't like to HODL Bitcoin.
thanks.