Untfortunately when world goes into critical times you can be sure more about true wealth and true wealth assets.
Off course when we have stable times no wars and other bigger issues then we can be sure about fake wealth assets.
The fiat currency in bank it's not yours there is too much risk that someone else can control this and even by mistake something can go wrong.
The goverment protection scheme only works when times are good but If goverments have problems with money then techically they cant protect or guarantee nothing.
The true wealth is something wich you have control over yourself not the third partie trust.
The only proof instead of trust will work.
The fake wealth: land, property,money in bank,stocks,bonds.
The true wealth: food in your home, paper Fiat currency money in your hands the pyhsical gold and Silver and cryptocurrency in your self custody wallet.
Land and property not good because you can not take it with you or move from another place to another in some case the car would be even better asset to have.
World going to period when cards will be reshuffled and new players coming in and new game what was before don't matter who lost or win before it don't matter.
When we talk about fiat currencies then only fiat currencies can be trusted wich has stablecoins in this case usdt and usdc so dollar will be safest.
The stablecoins are new fiat and safer then your Bank because you can have stablecoins in your private self custody wallet.
The USA is way ahead of other nations they have 2 of their Fiat currencies as stablecoins now the usdc and usdt the Europe Im not sure i think they have tether euro and circle euro ....but Im surprised UK got nothing going on there is no pound tether neither pound usdc ....i really don't get it what the hell the UK leaders thinking it look like they want to be behind all the other countries countries and their currencies wich don't have stablecoins like usdt or usdc can't be taken seriously anymore in the financial world USA is now leader number one in this.
So by holding UK GBP in bank it's biggest risk because pound is out from Everywhere the UK people definately need to hold cryptocurrency Because UK pound will be first currency wich will fall hardest when all the western countries having financial issues.
Dollar is safest and new dollar will be usdc and usdt we know that Donald trump is behind this project from the very beginning sooner or later the trump will announce it's all fine usdt and usdc will be the new dollar i don't get it why another countries sleeping while USA is doing real things another world will be way behind of USA again.
So USA Banks might be more trusted then another Banks despite the fact that only true wealth are wealth in your hands or in your private self custody crypto wallet.
You trust your bank because it's regulated by goverment rules but your goverment can only give guarantees when times are good and stable.
So those who hold their money in banks in many countries definately will lose and If they don't have true wealth assets they go broke and homeless and nobody don't care because everybody else will have their own problems same goes for goverment leaders they got their own bills to pay and own problems to deal.
Those who can not think for themselfes and taking the full responsibility of their life they will be broke soon.
In my opinion the face of global instability, the concept of “true wealth” tends to increasingly shift traditional assets such as fiat currencies, real estate, investments, etc. to tangible forms of currency self-regulated Fiat deposits in banks are exposed to systemic risks and government policies Its potential is vulnerable, subject to deterioration during economic, political or other events As you have noted, . defense systems are limited and may not be reliable in times of major crisis. True wealth, from your point of view, is something physical: food, gold, silver, and cryptocurrencies in and of themselves. Such property may appear more secure because it gives direct control and is less prone to system failure. As much as land and property are valuable, there are certain boundaries associated with portability and immediate liquidity.
You called hard currencies—the likes of USDT and USDC—new-age fiat currencies that impart stability and sovereignty digitally. According to you, this makes them more secure compared to traditional bank-held fiat. You also remarked on the strong currency equivalent option for currencies such as the British pound, which you felt could cause damage for countries not having a stable currency. This is a view that can be explain, simply because there is one common currency that is accepted in the United States; however, it can also be vindicated that budgets and money are a complex allocation influenced by many factors. One may feel safe with the presence of physical assets or self-contained cryptocurrencies; however, diversity and knowledge of the macroeconomic scenery still matter.
Ultimately, pursuing financial stability requires a balanced approach that considers the value of traditional assets and the potential of emerging technologies such as stablecoins and cryptocurrencies