People who only see downsides of HODling bitcoin don't only exist now. They already existed fifteen years ago and have existed all the way through. You only have to compare between those who had that vision and those who had the opposite vision to see which is the better way.
Holding Bitcoin with time is good but HODLing is a practice I dislike. We invest money to get profit that need to be in hands and ready to use for several things in our lives.
I am against HODLing but I'd prefer holding my bitcoin for a while long time to get better profit.
If anyone still is doubtful about magic of holding bitcoin and given ROIs, please check.