People who only see downsides of HODling bitcoin don't only exist now. They already existed fifteen years ago and have existed all the way through. You only have to compare between those who had that vision and those who had the opposite vision to see which is the better way.
People who only sees downside of HODLing end up being on the regretting lane. It takes just 2 halving to regret grossly. HODLing is a virtue and only the faithful and patient possess the virtue. When I was new in this industry, I was very scared of BTC. Especially the volatility and the rumour that it is a bubble about to burst. But today I am glad to announce to you that I am now seeing bitcoin as an adventure. I am not sure about my next step, but the most interesting thing is that I'll still take the step.