Are their guilty if yes then Ripple team should fine a way to pay that fine and still continue with their project goals and expansion and if their have anything goog to offer the industry, their will definitely fine they bearing to hold on and progress again, although this action may effect their short term growth and the price of their coin may suffer a little set backs
But in the near future, everything is going to work out fine if the pursue the development with a clear good intentions, and have their community supports, there is going to be a lot of crisis in all of this but definitely their will keep being around the market.
Although they can still chose a payment option that can see the total 125 million fine splinted to include and accepts installmental payments.