It seems that the world is facing a financial crunch every year at least twice... and as always, some politicians/banks/states magically solve all the issues and new promises are made, until the next time when they say how we need to drive less because environment, we need to spend less money and to live a humble life.

I am not buying those stories anymore, when some people lose money others are making fortunes. Somehow the big players are staying in the high positions, which is a normal thing since they run the game with their bankrolls. So don't bother with them, watch yourself, and do what you think is best for you.