You're wrong and it's because you are not knowledgeable regarding the facts in this specific situation.
I don't know this particular streamer and my post was not meant to be a particular streamer to but in general. What did you mean by RAW balance? Is this crediting their account with balance or sending money directly to their wallet then they deposited it to their chips.gg account?
Doesn't matter. The 2nd option would just be a sad attempt of a loophole of the first option. It doesn't matter if it's credited internally via an admin panel by staff or if it goes to an ETH wallet and then the website balance. The end result is the same. The balance is raw, meaning, what he gets is what he gets paid. If he gets topped up $600 by the site that day and loses all $600, he makes $0 that day advertising for them. He is SUPPOSED to make a few hundred dollars stretch hours to meet his streaming criteria of X amount of hours for the site per day, but he is impulsive as fuck and gambles it all.
He doesn't get extra money behind closed doors if he loses. He is not told to lose it all and get paid more later off camera. His deal is the top ups on stream, and only the top ups on stream. Which is all withdrawable money that he can turn $500 of into $500k and withdraw all $500k if he gets lucky enough.